Our Services

Second Registered Mortgage

A second mortgage typically refers to a secured loan (or mortgage) that is subordinate to another loan against the same property, such as represented above under a First Registered Mortgage.Read More »

Caveat Loan

A caveat loan is a short term loan, which uses property as security. The loan is usually taken out for somewhere between 2 weeks and 3 years and the funds are often used for working capital. This type of loan often involves a higher interest rate because of the higher risk associated with holding a caveat for security rather than a first registered mortgage.Read More »

First Registered Mortgage

With First Registered Mortgage’s, money is lent to a person borrowing against the security over the real property such as residential, commercial and industrial or rural land.Read More »

Private Mortgage

A Private Mortgage is traditionally funded from a private lender instead of a bank or non-bank lender.Read More »

Mezzanine Finance

When property developers arrange funding for their projects, they typically arrange the senior debt from banks and major financial institutions. Given that the maximum LVR for senior debt is 75% of costs it often leads to an equity shortfall.Read More »

Let's Contact Pacific 8

Talk to a personal advisor