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Short-Term Loans Across Australia

Explore fast, short-term loans available across Australia at competitive interest rates with Pacific 8.

WHAT ARE SHORT-TERM SECURED LOANS?

Short-term secured loans are a form of financing where you can secure your loan against an asset, such as residential real estate, commercial or vacant land.

Unlike first mortgages or many equity-release loans, short-term lending involves a far shorter repayment period, typically less than six months. It is popular for those looking to buy an asset like commercial real estate while still trying to raise funds by selling other assets or property.

FAST, SHORT-TERM LOANS AVAILABLE THROUGHOUT AUSTRALIA WITH PACIFIC 8

Are you in need of a quick financial solution in Australia?

At Pacific 8, our short-term secured loans are designed with flexibility and speed in mind. They are ideal when you require urgent funding for a limited period, such as under 12 months.

Moreover, as private short-term money lenders, our operations prove much faster and more efficient than traditional banks. Naturally, our short-term lending solutions become ideal when you must bridge the gap between buying and selling a property, completing a commercial project, or addressing immediate cash flow needs.

We specialise in fast, short-term secured loans that ensure you don’t miss out on crucial opportunities, with:

  • Loan amounts from $300,000 up to $25,000,000
  • Custom interest rate allocation and financial products to support your needs
  • Loan terms range from as short as 3 months up to 2 years.
  • Maximum Loan to Valuation Ratio (LVR) of 75% of the mortgaged property value

As AFS-licensed private short-term money lenders, we can approve loans in hours. What’s more, we can have all documentation finalised in as little as 3 business days, giving you fast access to essential funds.

Recent Funded Short Term Loan

Loan Amount:

$2,450,000

Loan Type:

Commercial Property

Purpose:

Assist the borrowower to complete 7 sold industrial units

Gearing:

68% LVR

Term:

3months

LEARN MORE ON OUR SHORT-TERM SECURED LOANS AVAILABLE AT PACIFIC 8 

Contact our specialists at Pacific 8 to discuss our fast, short-term loans available across Australia, or submit an application form today.
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Frequently Asked Questions

Loans are assessed immediately, and if everything is in order, we can settle within three days. If you were with a bank, it would take weeks to review your loan

Our approach to interest rates is as unique as your financial needs. We don’t believe in a one-size-fits-all rate; instead, we strive to offer the most competitive rates tailored to your specific circumstances. By considering factors like loan amount and term, the purpose of your investment, and so on, we work diligently to find the best rate that aligns with your financial situation, ensuring you get a fair and advantageous deal.

If you find yourself needing more time to repay your loan, our team is here to discuss your options and find a solution that accommodates your changing needs.