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About us

Pacific 8 was established in 2015 to provide private mortgage loans to a range of borrowers across the Australian Eastern seaboard. To date, Pacific 8 has extended over $800 million of credit through 1st and 2nd Registered mortgages as well as short term loans.

Pacific 8 offers quick approvals, straightforward and streamlined processes and competitive interest rates.

Lending Standards
Conservative lending standards have been adopted by Pacific 8 to reduce systematic risk. These include:
Mortgage Loans and Management

Pacific 8 will consider the following: 1st Registered mortgages, 2nd Registered and Unregistered mortgages, Short term loans, Equity loans – all being secured over Commercial, Residential, Vacant land and/or Industrial real estate assets.

We will consider any loan purpose


$300,000 to $25 million

Loan Terms:

3 months to 2 years – depending upon the borrowers requirement

Interest Rates:

Market competitive – call us for a quote


Paid in advance out of loan advance and or monthly in advance.


Nationwide across Australia


Real property supported by registered mortgages and short term loans


An independent valuation may be required


Loan to value ratios up to 75% are considered
We manage the entire process in-house. The approval process can take as little as 2 hours and we are able to settle most loans in as little as three business days

Combined 90 years experience in the lending industry

Frequently Asked Questions
Loans are assessed immediately and if everything is in order, we can settle within 3 days. If you were with a bank it would take weeks to get your loan looked at.

We only lend against real property, we lend money against property when the banks are unable.

Timeframes with banks are mostly lengthy and unacceptable.

We provide funding to assist people with their short-term finances.

Possible purposes are:

  • Purchase a business
  • Buy stock
  • Pay tax or other work-related expenses e.g. wages, legal fees, advertising etc
  • Business repairs and maintenance capital
  • Bridging the unexpected “gap”
    Fund a commercial or industrial property purchase when the bank cannot settle in time
  • We only lend to people who have an ABN with the loan being for business purposes.
  • The loan purpose must be predominantly for any approved business and or investment purpose.
  • As long as you have an ABN and have real estate security we can look at assisting.
  • The loan purpose must be predominantly for any worthwhile business and or investment purpose. See “What do I need to qualify for a private mortgage?”

Our loans range from 3 months to 24 months and we start at $300,000 up to $25 million.